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Axis Bank Ace
Axis Bank
Cashback
Annual Fee
₹499
Joining Bonus
₹500 cashback
Rewards
Cashback on select categories
Key Benefits
- ✓Cashback on utility bill payment
- ✓Airport lounge access (2 complimentary per year, spends based)
- ✓1.5% on other spends
Best For
Utility enthusiasts
HDFC Bank Regalia Gold
HDFC Bank
Premium
Annual Fee
₹2,500
Joining Bonus
₹2,500 welcome voucher
Rewards
1.25% base | Up to 12.5% via SmartBuy
Key Benefits
- ✓Up to 12.5% valueback via SmartBuy hotel bookings
- ✓6 international lounge visits via Priority Pass
- ✓3 domestic lounge visits/quarter
- +3 more benefits
Best For
Frequent travelers and SmartBuy users
Cashback SBI Card
SBI Bank
Cashback
Annual Fee
₹999
Joining Bonus
₹1000 cashback
Rewards
1-5% cashback across categories
Key Benefits
- ✓5% cashback on online shopping
- ✓1% cashback on offline purchases
- ✓Up to ₹40,000 monthly spend cap
- +1 more benefits
Best For
Online shoppers & budget-conscious customers
HDFC Millennia
HDFC Bank
Shopping
Annual Fee
₹1,000
Joining Bonus
₹1,000 voucher
Rewards
1-5% cashback on shopping
Key Benefits
- ✓5% cashback on premium brands like Amazon, Flipkart, Myntra, Uber etc
- ✓1% on all other spends
- ✓Annual fee waiver on ₹2L spend
- +1 more benefits
Best For
Young professionals & online shoppers
Flipkart Axis Bank Credit Card
Axis Bank
Shopping
Annual Fee
₹500
Joining Bonus
500Rs cashback/FYF
Rewards
5-7.5% on partner sites
Key Benefits
- ✓7.5% cashback on Myntra
- ✓5% cashback on Flipkart & Cleartrip
- ✓4000 cashback limit per quarter
- +1 more benefits
Best For
Flipkart & Myntra shoppers